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Buying a home in Windsor-Essex

There are 2,116 homes on the market across Windsor-Essex right now, with a median asking price of $599,000. The useful question isn't how many — it's which ones are worth your Saturday.

Where people are buying

Active listings and median asking price by municipality, updated from the MLS® feed.

Median of current asking prices, not sold prices. Sale prices are not published in this data feed.

How a purchase actually goes

  1. 1

    Get your financing sorted first

    A pre-approval tells you the number you're actually working with, and makes your offer credible. It is not a guarantee — final approval depends on the specific property and its appraisal.

  2. 2

    Agree how representation works

    Under TRESA, a written agreement has to be in place before a REALTOR® can represent you as a client. It sets out what's owed to you and how commission is handled. Ask questions before signing it, not after.

  3. 3

    See homes that actually fit

    Filters only get you so far. Photos hide grade, noise, layout flow, and what the basement smells like in April. The point of viewings is to rule things out quickly.

  4. 4

    Offer, conditions, and negotiation

    Price is one term among several. Closing date, deposit, inclusions, and conditions — financing, inspection, status certificate on a condo — all carry real value and real risk.

  5. 5

    Conditions, then firm

    You use the conditional period to verify what you assumed. Once conditions are waived the deal is firm and the deposit is committed.

  6. 6

    Closing

    Your lawyer handles title, adjustments, and registration. Funds move, keys transfer. Budget for costs that land here, not at offer time.

What it costs beyond the purchase price

These are the ones that surprise people. Budget for them early.

Ontario Land Transfer Tax

Paid on closing, calculated in marginal bands.

First $55,000
0.5%
$55,000 – $250,000
1.0%
$250,000 – $400,000
1.5%
$400,000 – $2,000,000
2.0%
Over $2,000,000
2.5%

First-time buyers can claim a refund of up to $4,000. And unlike Toronto, Windsor-Essex has no municipal land transfer tax — you pay the provincial one only.

Work out the tax on a specific price →

Everything else

Deposit
Submitted with your offer, typically within 24 hours of acceptance. It's credited toward your down payment, not on top of it.
Legal fees and disbursements
Title search, registration, and your lawyer's time.
Home inspection
Optional, and worth it on anything older. Cheaper than the surprise it finds.
Mortgage default insurance
Mandatory under 20% down. It's added to your mortgage rather than paid in cash — every listing page here shows the effect on the monthly payment.
Adjustments
Property tax and utilities the seller prepaid past your closing date get reimbursed to them.

General information about buying in Ontario, current as of the date shown on this site. It is not legal, tax, or financial advice — your lawyer and mortgage professional advise on your specific transaction.

Get new matches emailed to you

Filter the listings page down to what you're actually looking for — city, area, type, beds, price — then hit Save this search. You get your own page of matches, kept current as listings come and go, and an email the morning a new one hits the market. Nothing already sold.

Prefer to talk it through? Call 226-350-1711.

Harjeet Singh, REALTOR® · Jump Realty

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