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Windsor-Essex real estate calculators

Built for Ontario and for Windsor-Essex specifically — Canadian mortgage compounding, provincial land transfer tax, and no Toronto municipal tax padding the total.

On the median Windsor-Essex home right now

Median asking price of 2,116 active homes: $599,000. Asking prices, not sold prices — sale prices are not published in this data feed.

$2,730

Monthly payment at 20% down, 4.79%, 25 years

$8,455

Land transfer tax ($4,455 as a first-time buyer)

$119,800

20% down payment, before closing costs

Buyers

Mortgage payment

Semi-annual compounding, as Canadian law requires — not the American monthly formula most sites use. Includes default insurance below 20% down.

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Buyers

Land transfer tax

Ontario's marginal bands with the first-time buyer refund. No municipal tax applies outside Toronto, which is worth real money here.

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Buyers

Closing costs

The cash you need on closing day beyond the down payment: tax, legal, title, adjustments, inspection.

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Owners

Home equity

What you own outright, what you could borrow against it, and what you'd actually net if you sold.

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Once the numbers work

Tell Harjeet the price range these calculators landed you on and he'll send homes that actually fit it — kept current as listings come and go, so you're never chasing something already sold.

Harjeet Singh, REALTOR® · Jump Realty

These tools provide estimates for general planning and are not legal, tax, or financial advice, a mortgage approval, or an offer of financing. Confirm figures with your lawyer and a licensed mortgage professional.